Occupational Hazard

An alternative to manage the cost of Occupational Injury

Texas employers have an alternative to Workers Compensation for their Texas employees. A Non-Subscription Insurance Program offers you an opportunity to manage the cost of occupational injuries.

With your participation and our expertise in risk management, we can custom design a program that works for you.

Program Components

  • Injury Benefit Plan-ERISA Document
  • A risk transfer / insurance and avoidance program
  • Human Resource policies and procedures, including a safety program
  • Employee Communication
  • Compliance
  • Claims Administration
  • Defense Litigation

The Injury Benefit Plan or ERISA Document defines the employee’s benefits for occupational accidents, disease, cumulative trauma, wage replacement, and accidental death and dismemberment.